What to do after the accident? How soon should I make a claim?
If you have recently been injured in a car accident, it is important to contact your auto insurance provider to file the report and get the claim started. Once you have done this, contact your family doctor to make an appointment, and then contact us to do the same. We give the option to work on contingency, so the initial consultation with our law firm is free.
There are deadlines on reporting matters to the different insurance companies which we help you navigate through. If you have missed a deadline you can still pursue a case, we just need to figure out together how important the deadline is which is part of the initial consultation. This is part of the reason you should contact us right away.
After the accident, the insurer has sent me some forms to complete. Can someone help me fill them out?
Yes, we assist with the paperwork which helps get your benefits started as fast as possible. If you fill out the paperwork on your own and make a mistake, it could cause a long delay in your benefits. This enables you to obtain faster access to your treatment and also helps to shorten overall recovery time.
Are my car insurance premiums going to go up after a car accident if I make a claim?
You are required to report a collision to your insurance company. In terms of your car insurance premium, it doesn’t matter if you make a claim to the insurance company or not, once they find out about it (whether from you, the other driver, the other driver’s insurance, the tow truck driver, the mechanic, the Collision Reporting Center, the police, or your doctor), the impact on your rates (if any) will depend on fault for the collision. If you are not at fault (for example, you are a passenger), then there will not be an impact on the premiums. If you are at fault, then yes your rates will probably increase if you do not have accident forgiveness. But remember, if the collision has already come to the attention of the insurance company by the time you are reading this, then it doesn’t really matter to your premiums if you pursue a claim.
My insurance company has sent me to an insurer preferred clinic? Do I have a choice as to which clinic to attend?
You have the right to go wherever you want for treatment. You might ultimately be in a dispute with your insurance company over your entitlement to therapy so you want to make sure that your treatment provider has your interests in mind. Speak to your doctor or your lawyer as to what you should do.
What will my initial consultation be like?
We will talk on the phone for about 10 minutes to ask about how you are doing, how the collision happened, and discuss what we can do to help. We can then set up an in-person meeting at your home, at our office, or at your doctor’s office to get more information.
Who will pay for your services?
We offer you the option to work on a contingency fee, which means we wait for your case to resolve before our services are paid for. We charge based on a percentage of your recovery, so we are working to get you the most amount of money appropriate. If we do not achieve a positive result for you, then there is no bill for our time.
I feel very anxious, nervous and stressed since the accident. How can I get help?
A motor vehicle accident can be one of the most traumatic events in a person's life, both from a physical perspective and an emotional perspective. Our team has been doing this for a long time and we know how to get you what you need from the insurance company.
I was a pedestrian/bicyclist that was hit by a car? How can I make an insurance claim?
The law in Ontario provides for accident benefits coverage even if you were not in a motor vehicle or even had car insurance. You are still entitled to accident benefits if you were struck while crossing the street or while riding your bike. We can help sort out where to claim for auto insurance benefits and how to proceed with your lawsuit against the person who hit you.
I had a car accident outside on Ontario? Can I still make a claim?
Yes, in most cases you can make an accident benefits claim while having a motor vehicle accident outside of Ontario.
I have a chronic pain after my accident that doesn’t go away. Can you help?
Yes. Chronic pain is real, it is debilitating, and the insurance companies give people a hard time in dealing with them. We fight insurance companies.
My family doctor said I might need to see a specialist for my neck and back injury that I suffered in the car accident. Should I wait to see the results before consulting you?
No, you should call us right away.
My family was involved in a car accident. Do you accept kids or minors as clients?
There is nothing more gut-wrenching then worrying about your child who was involved in a motor vehicle accident. Kids and minors are still developing and there is a concern that an accident may impact their development physically, emotionally, and cognitively. We are sensitive to the needs of children and represent them as clients
I got injured on a city bus. Are there benefits?
People who are injured on a bus have entitlement to accident benefits and compensation. Whether you have your own auto insurance policy or not we will guide you to make sure you get the compensation that you are owed.
I was a passenger in a car when the accident happened and I don’t have my own insurance. Can I make a claim?
People who are involved in motor vehicle accidents are entitled to benefits even if they did not purchase car insurance. Whether you have your own auto insurance policy or not we will guide you to make sure you get the compensation that you are owed.
I was at fault in the accident. Am I allowed to make a claim?
The law in Ontario is that you are entitled to receive accident benefits even if you are at fault for the accident. You have paid for your premiums and you are entitled to receive benefits. If there is a dispute about who is at fault for the accident then you have the right to sue the other driver too.
I was injured in an accident while I was in a taxi. How can I make a claim?
People who are injured while in a taxi have entitlement to accident benefits and compensation. Whether you have your own auto insurance policy or not we will guide you to make sure you get the compensation that you are owed.
I was driving a rented car when I was injured in an accident. Can I make a claim?
Yes, we will take appropriate steps to make sure that the appropriate insurance company responds to your claim.
My elderly relative was in an accident. Can he/she make a claim?
Our elderly family members are entitled to enjoy their golden years. Elderly people have a more challenging time recovering from an injury and they may suffer significant complications. We insure that they are taken care of and receive their fair compensation.
Frequently Asked Questions